Disease Prevention – the Answer to Rising Health Insurance Costs
Please Feel free to use this article as long as accreditation is given to the resource box. Keywords: disease prevention, health insurance, savings of health, filling universal health care, new copyright Middle Ages Arthur Levine 2007Words Group ©: 843There is now a major portion of the population in the United States, who are dissatisfied of filling of health insurance or lack of it. There are about 46 million uninsured in US.Members new central age group are particularly interested in their options for health insurance because many of them lose their health benefits on retirement. Injuries state, which is available to age 65, does not cover everything and the individual or family insurance policies and health are very expensive and payable with pre geral money from taxes. The costs of health preservation in the U.S. and that increases in most of the insurance premiums against diseases of years are too often to double-digit rates. The costs of prevention of disease as part of gross domestic product (GDC) represents approximately 16% of the budget with only 4% spent on prevention of disease while 50% of diseases are preventable. According to the congressional budget office expenses through 2020 years of health that are already more than $ 2 trillion dollars (16% of GDP), could easily exceed 25% of GDP.Americans 65 and older represent about one-eighth of population and one third of expenditure on health. From 2030 older Americans could represent almost half the cost of health according to a study by the Centers for Health Statistics of state Services.Government indicate that the cost of health care by Americans between 1970 and 2005 have increased on average 9.8% per annum for health insurance and 8.9% reserved for the beneficiaries of the second State Health Care New York Times. Republicans generally favor a private insurance scheme called the savings of Health (HA) to resolve the health problem. A description of this program is that it allows businesses or individuals to contribute a certain sum of money tax-free to having a (savings of health) and intra disaster or health insurance for the principal balance. The good part is that it encourages people to become in the prevention of illness conscious because most of their medical costs are out of their HAVE, by which the balance of funds with reference to the cans in rolled over as the savings from year to year . In major companies where the program was set up savings has been significant. The disadvantage is that it tends to draw in young people in good health and does little to help the sick or discovered aging of the population. The Democrats generally favor some form of universal health constituted a fund for the federal government. The good part is that everything would be covered. The disadvantage is that there is incitement by individuals to practice in the prevention of disease because the government is taking the tab and this could cause a new federal program created a massive fund that can not be a fund over time by properly Government and spread the light of requests from our other problems as authorization, the State Health Care, Medicaid and medicine to be sold on prescription Insurance.Today we are at cross roads health requirements for funding and increasing costs of health that will have brought to the point of a clash. The solution may lie in the combination of some form of both programs that use the platform of savings for health, which would consist of a federalist fund to the extent needed to subsidize so that everything could be covered including those terms exist on pre a series of charges of corporate or other federal or direct contributions in the name of? s? of the individual to form a fund for the program, but it is not just about the cost of health care. ? s? ITA as to the identity of the solution. The solution to our health needs can be good practice for the prevention of the disease nationally. The financing of this combined method could be substantially less than under a universal right to health because people would have been the reason for drilling once in the prevention of disease understand that it was their money they are spending on their health, which can be rolled over from year to year similar to an IRA and why the catastrophe insurance is generally less expensive then the current small type throughout the including deductible insurance program that is offered. To this end, a program of prevention of disease should be made available to all that helps them make better health condition and enable them to minimize their costs of health consistent with good medical practice and use of good options care. We must show people how to exercise in the prevention of illness at the same time as trying to cover sickness insurance if we want to produce a program, and the long term can be self-financing with reductions in medical costs. *****
Arthur Levine
